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Flood & sea level

Four different kinds of water, each reaching a plot by a different route.

Flood risk is not one hazard.

Flood & sea level affecting a Spanish landscape

What it means

Society and your property, compared.

SocietyParcel

Sudden loss of life

Flash flooding is Spain's deadliest weather event, especially in dry gullies where water arrives in minutes.

Height above the water

A single metre of ground height can separate a nuisance flood from a total write-off.

Damage and displacement

Flooding wrecks ground floors, electrics, vehicles and stock, and displaces families for months.

Depth and duration

Shallow flooding damages finishes; deep or prolonged water attacks structure, foundations and services.

Insurance and finance

Repeated claims push properties into restricted or costly cover, hurting mortgageability and resale value.

Runoff from around you

A plot can flood without a river nearby if sealed upslope ground drains toward it.

Infrastructure and coastline

Rising seas compound every surge, eroding beaches, salinating aquifers and stressing coastal infrastructure.

What you can change

Raised thresholds, non-return valves, permeable paving and small retention areas all reduce loss.

What drives it

Physical and human causes.

Illustration of what drives flood & sea level
Four different kinds of water, each reaching a plot by a different route.
  1. 01

    Heavier rainfall

    A warmer atmosphere holds more moisture, so the intensity of the heaviest hours rises even where annual rainfall falls — the pattern behind Mediterranean cloudburst events.

  2. 02

    River regime

    Catchment size, snowmelt, reservoir operation and channel confinement decide how quickly discharge translates into out-of-bank flow.

  3. 03

    Sea level and surge

    Mean sea level rise lifts the base on which every storm surge and high tide sits, so the same storm reaches further inland each decade.

  4. 04

    Terrain

    Valley floors, deltas and coastal plains collect water; terraces, bluffs and slopes shed it.

  5. 05

    Sealing and drainage capacity

    Urban expansion removes infiltration and loads drainage systems designed for a past rainfall regime.

Data layers used to score flood & sea level

How we score it

What sets the score.

We score five separate water pathways — the sea, the river, the rain itself, low-lying ground and runoff from sealed surfaces.

FactorWeight
Sea level & surgeSea level rise and storm-surge reach, gated by how high the plot sits above the sea.24%
Riverine dischargeRiver discharge and out-of-bank flow, measured against the nearest channel within about two kilometres.24%
Extreme rainfallIntensity of extreme rainfall — the cloudburst pathway, which is independent of ground height.20%
Low-lying terrainHow low the plot lies relative to the valley floor and the local drainage network.20%
Soil sealing / runoffSealed surfaces and drainage capacity, which convert rainfall into surface water.12%

The data layers behind it

EEA river flood projections

Projected riverine flood exposure per climate pathway, used as the regional anchor.

EEA coastal flooding (1 m) and heavy precipitation

Coastal inundation extent and the trend in extreme rainfall.

Two-pass elevation model (~230 m per point over mainland Spain)

Height above the nearest channel, valley-floor position and surge reach — the backbone of the parcel-level signal.

NASA GIBS (GEBCO bathymetry, GPM IMERG precipitation, ASTER relief)

Coastline and sea-floor geometry, observed rainfall rate and shaded relief for the map layers.

Spanish Cadastre

Parcel boundary and the sealed footprint used in the runoff factor.

Every score is shown for a climate pathway (mid-range or high emissions) and a year out to 2100. Scores are screening-level: they tell you which hazard matters where you are and roughly how much, not what an engineering survey would conclude for a specific building.

See what this hazard does to your own address.

The parcel check is free and needs no sign-up: five hazard scores, the factors behind them, and trajectories out to 2100.